HOAs vs neighborhood associations: Understanding the difference

April 23, 2024: Delayed construction sites like this are all throughout the city. (Copyright 2024 by KPRC Click2Houston - All rights reserved.)

HOUSTON – Homeowner associations are usually run by a board of directors who are resident homeowners elected by the community.

HOAs are governed by a set of bylaws that homeowners who live in the community follow.

Depending on your neighborhood and the type of HOA you live in, you have control over what goes on inside your home, but the HOA governs the exterior maintenance and changes.

HOAs have the right to raise fees, charge you a special fee, and enforce rules that have been broken.

Types of HOAs

  • HOA: An HOA includes a volunteer board elected by owners who pay fees to have common areas maintained and repaired. An HOA will also establish and enforce rules.
  • Condominium Association: A condo association has a board elected by owners who will manage the community rules and common elements, including the building exterior. Monthly fees are charged for maintenance and services.
  • Cooperative Association: Co-op members own shares of the building and pay a monthly fee for maintenance and services. The association owns the building and pays property taxes.
  • Townhouse Owners Association: Homeowners are responsible for their own homes, and the association collects fees to pay for common area maintenance and services such as trash collection.
  • Master Association: A master association is an umbrella association over multiple subdivisions and neighborhoods that manages common amenities such as streets and recreational amenities.
  • Civic Association: A voluntary organization of neighbors without the ability to enforce rules or charge homeowner association dues.

What is a Neighborhood Association?

A neighborhood association is a voluntary group of residents who come together to address community issues, plan events, and advocate for neighborhood improvements. Unlike HOAs, they do not have the legal authority to enforce rules or require residents to pay dues. Instead, they rely on voluntary participation and fundraising efforts.

Key Characteristics of a Neighborhood Association:

  • Membership is voluntary: Homeowners and renters alike can choose to participate.
  • No enforcement power: Unlike HOAs, they cannot fine residents or enforce property restrictions.
  • Focus on community engagement: These associations organize social events, neighborhood clean-ups, crime watch programs, and advocate for local improvements with city officials.
  • Funded through donations and fundraising efforts: Some neighborhood associations collect voluntary dues, but there are no mandatory fees.

While neighborhood associations can be beneficial for fostering a sense of community and addressing shared concerns, they do not have the governing power of an HOA.


About the Authors
Ninfa Saavedra headshot
Jason Nguyen headshot

As an Emmy award-winning journalist, Jason strives to serve the community by telling in-depth stories and taking on challenges many pass over. When he’s not working, he’s spending time with his girlfriend Rosie, and dog named Dug.