A homeowner is battling State Farm for coverage to replace her roof, severely damaged by Hurricane Beryl. Despite paying premiums for nearly 40 years, she's facing delays and lowball estimates as they say the insurer refuses to cover the full cost of repairs.

Texas is the only Gulf State that doesn’t license roofers. Anybody can call themselves a roofer. That’s why you have to protect yourself. Investigator Amy Davis has a list of what you should ask before hiring a roofing contractor.