When was the last time you checked your credit report? You may want to check it again after hearing this. Complaints about credit report errors have more than doubled since 2021. Amy Davis explains why and what you can do about it.

Checking your credit report regularly is important. You may spot inaccurate information that could hurt your chances of getting a loan, or you could find signs that your identity has been stolen.

HOUSTON – A lot of people are deferring loan payments and mortgage payments during the pandemic. Still, you should check your credit report and score to make sure these deferments are not being reported negatively. The three credit-reporting companies are providing one free weekly credit report until April 2021, instead of one per year ordinarily at AnnualCreditReport.com. If you find an error on your report, you should send a written dispute to each credit-reporting company publishing incorrect information and the lender. The credit-reporting companies must normally respond within 30 days, but the CFPB says it will give them more time if needed right now.